:root{
  --navy:#061d38;
  --navy-2:#0b2c50;
  --teal:#009f95;
  --teal-2:#14c0af;
  --gold:#c98f62;
  --plum:#3a2337;
  --ink:#11243a;
  --muted:#5f7082;
  --paper:#f4f8fb;
  --white:#fff;
  --line:#d9e5eb;
  --radius:24px;
  --shadow:0 24px 70px rgba(6,29,56,.13);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}
.section{padding:100px 0}
.skip-link{position:fixed;left:16px;top:-80px;z-index:9999;background:#fff;color:#000;padding:10px 14px;border-radius:8px;box-shadow:var(--shadow)}
.skip-link:focus{top:16px}
.site-header{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(255,255,255,.88);backdrop-filter:blur(16px);border-bottom:1px solid rgba(6,29,56,.08);transition:.3s}
.site-header.scrolled{box-shadow:0 12px 35px rgba(6,29,56,.08)}
.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:11px;min-width:max-content}
.brand img{width:54px;height:54px;object-fit:cover;border-radius:16px;border:1px solid #e0e7eb}
.brand-copy{display:flex;flex-direction:column;line-height:1.02;text-transform:uppercase;letter-spacing:.06em}
.brand-copy strong{font-size:1rem;color:var(--navy)}
.brand-copy small{font-size:.72rem;color:var(--gold);font-weight:700}
.main-nav{display:flex;align-items:center;gap:24px;font-size:.9rem;font-weight:700;color:#405368}
.main-nav a{position:relative;transition:.2s}
.main-nav>a:not(.nav-cta)::after{content:"";position:absolute;left:0;bottom:-8px;width:0;height:2px;background:var(--teal);transition:.25s}
.main-nav>a:not(.nav-cta):hover::after{width:100%}
.main-nav a:hover{color:var(--navy)}
.nav-cta{padding:11px 17px;border-radius:999px;background:var(--navy);color:#fff!important;box-shadow:0 8px 18px rgba(6,29,56,.18)}
.menu-toggle{display:none;width:44px;height:44px;border:0;background:transparent;padding:10px;border-radius:12px}
.menu-toggle span{display:block;height:2px;background:var(--navy);margin:5px 0;transition:.2s}

.hero{position:relative;min-height:860px;padding:155px 0 110px;background:linear-gradient(135deg,#f7fbfc 0%,#eef7f6 50%,#f5f9fb 100%);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center;position:relative;z-index:2}
.hero-glow{position:absolute;border-radius:50%;filter:blur(5px);opacity:.4}
.hero-glow-one{width:520px;height:520px;background:radial-gradient(circle,rgba(20,192,175,.28),transparent 65%);right:-100px;top:20px}
.hero-glow-two{width:400px;height:400px;background:radial-gradient(circle,rgba(201,143,98,.16),transparent 68%);left:-120px;bottom:20px}
.eyebrow,.kicker{display:inline-flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:800;color:var(--teal)}
.eyebrow span{width:30px;height:2px;background:var(--teal)}
.hero h1{font-size:clamp(3.45rem,7vw,6.8rem);line-height:.87;letter-spacing:-.055em;margin:25px 0 28px;color:var(--navy);font-weight:900}
.hero h1 em{font-style:normal;color:var(--teal)}
.hero-lead{font-size:clamp(1.25rem,2vw,1.65rem);max-width:620px;margin:0;color:#263b51}
.hero-note{font-size:1.05rem;color:var(--muted);font-style:italic;margin:10px 0 28px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:12px 24px;border-radius:999px;font-weight:800;transition:transform .2s,box-shadow .2s,background .2s}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--teal),#00877f);color:#fff;box-shadow:0 12px 28px rgba(0,159,149,.28)}
.btn-secondary{background:#fff;color:var(--navy);border:1px solid #d6e0e5;box-shadow:0 8px 20px rgba(6,29,56,.05)}
.btn-white{background:#fff;color:var(--navy);box-shadow:0 10px 28px rgba(0,0,0,.12)}
.hero-contact{display:flex;gap:30px;margin-top:38px;padding-top:28px;border-top:1px solid #d7e3e7;flex-wrap:wrap}
.hero-contact>div{display:flex;align-items:center;gap:10px}
.contact-icon{width:40px;height:40px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.hero-contact small{display:block;color:#738394;font-size:.72rem}
.hero-contact strong{display:block;color:var(--navy)}
.hero-visual{position:relative;display:flex;justify-content:center}
.hero-card{width:min(435px,92%);border-radius:32px;overflow:hidden;box-shadow:0 35px 90px rgba(6,29,56,.25);transform:rotate(1.5deg);border:8px solid rgba(255,255,255,.75);background:#fff}
.hero-card img{width:100%;height:580px;object-fit:cover;object-position:center 8%}
.floating-card{position:absolute;padding:14px 18px;border-radius:16px;background:rgba(255,255,255,.94);box-shadow:0 18px 45px rgba(6,29,56,.15);backdrop-filter:blur(10px);max-width:235px;border:1px solid rgba(255,255,255,.8)}
.floating-card strong,.floating-card span{display:block}.floating-card strong{color:var(--navy);font-size:.86rem}.floating-card span{font-size:.75rem;color:var(--muted)}
.floating-one{left:-18px;top:24%}.floating-two{right:-12px;bottom:12%}
.hero-wave{position:absolute;left:-5%;right:-5%;bottom:-70px;height:150px;background:#fff;border-radius:50% 50% 0 0/100% 100% 0 0}

.section-head{text-align:center;max-width:780px;margin:0 auto 54px}
.section-head h2,.align-left h2,.mod40 h2,.legal h2,.future h2,.cta-card h2,.contact-card h2{font-size:clamp(2.15rem,4vw,4rem);line-height:1.05;letter-spacing:-.04em;color:var(--navy);margin:12px 0 18px}
.section-head p,.align-left p{color:var(--muted);font-size:1.03rem;margin:0 auto;max-width:680px}
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.feature-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;min-height:260px;box-shadow:0 15px 45px rgba(6,29,56,.055);overflow:hidden;transition:.25s}
.feature-card:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:rgba(0,159,149,.28)}
.feature-number{position:absolute;right:24px;top:17px;font-size:2.8rem;font-weight:900;color:#edf3f6}
.icon-shell{width:55px;height:55px;border-radius:17px;display:grid;place-items:center;background:#e9f8f6;color:var(--teal);font-size:1.6rem;font-weight:900;margin-bottom:25px}
.feature-card h3{font-size:1.25rem;margin:0 0 8px;color:var(--navy)}
.feature-card p{margin:0;color:var(--muted)}

.mod40{background:linear-gradient(125deg,var(--navy),#0a315d 70%,#07365b);color:#fff;position:relative;overflow:hidden}
.mod40::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-120px;top:-160px;border:70px solid rgba(20,192,175,.12)}
.split-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center;position:relative;z-index:2}
.kicker.light{color:#65ded2}
.mod40 h2,.legal h2,.cta-card h2{color:#fff}
.quote{font-size:1.32rem;color:#cfe2ee;font-weight:650;margin:0 0 27px;max-width:670px}
.check-list{list-style:none;padding:0;margin:22px 0;display:grid;gap:12px}
.check-list li{position:relative;padding-left:32px;color:#40566a}
.check-list li::before{content:"✓";position:absolute;left:0;top:0;width:21px;height:21px;border-radius:50%;display:grid;place-items:center;background:#dff6f3;color:var(--teal);font-size:.75rem;font-weight:900}
.light-list li{color:#e3edf5}.light-list li::before{background:rgba(20,192,175,.16);color:#61ded2}
.mod40-highlight{display:flex;flex-direction:column;margin-top:30px;padding:22px 24px;border-radius:18px;background:rgba(20,192,175,.1);border:1px solid rgba(20,192,175,.23)}
.mod40-highlight strong{font-size:1.1rem;color:#fff}.mod40-highlight span{color:#a9c8d7}
.folder-card{background:#fff;color:var(--navy);padding:42px;border-radius:30px;box-shadow:0 35px 80px rgba(0,0,0,.18);position:relative;overflow:hidden}
.folder-card::after{content:"";position:absolute;width:180px;height:180px;right:-70px;bottom:-80px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--teal-2));opacity:.18}
.folder-tag{display:inline-block;background:#e9f8f6;color:var(--teal);padding:6px 10px;border-radius:8px;font-weight:900;font-size:.75rem;letter-spacing:.08em}
.folder-card h3{font-size:5.2rem;line-height:.9;margin:25px 0;color:var(--navy);letter-spacing:-.06em}.folder-card h3 b{color:var(--teal)}
.folder-card p{color:var(--muted);font-size:1.04rem;max-width:500px}
.text-link{display:inline-flex;align-items:center;gap:10px;color:var(--teal);font-weight:850;margin-top:10px}.text-link span{font-size:1.4rem}

.requirements{background:var(--paper)}
.req-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:center}
.align-left{text-align:left;margin:0}.align-left p{margin-left:0}
.req-panel{background:#fff;border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}
.req-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 20px}
.req-list li{display:flex;align-items:flex-start;gap:10px;padding:13px;border-radius:13px;background:#f7fafb;color:#344a60;font-weight:650}
.req-list span{flex:0 0 23px;width:23px;height:23px;border-radius:50%;display:grid;place-items:center;background:#dcf6f2;color:var(--teal);font-size:.72rem}

.pensions{background:#fff}
.regime-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.regime-card{border-radius:28px;padding:42px;background:#f6fafb;border:1px solid var(--line);min-height:470px;box-shadow:0 18px 50px rgba(6,29,56,.055)}
.regime-dark{background:linear-gradient(145deg,var(--navy),#0c355d);color:#fff;border:0}
.regime-label{display:inline-flex;padding:7px 12px;border-radius:999px;background:#dcf6f2;color:var(--teal);text-transform:uppercase;font-size:.75rem;font-weight:900;letter-spacing:.08em}
.regime-dark .regime-label{background:rgba(20,192,175,.14);color:#62dfd3}
.regime-card h3{font-size:2rem;line-height:1.1;margin:20px 0 14px;color:var(--navy)}
.regime-dark h3{color:#fff}.regime-card h4{margin:26px 0 8px}.regime-card p{color:var(--muted)}.regime-dark p{color:#c8d9e6}
.regime-card ul{padding-left:20px;color:#42586d}.regime-card li{margin:8px 0}.regime-dark ul{color:#e2edf5}

.services{background:var(--paper)}
.services-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.service-card{background:#fff;border-radius:19px;padding:24px 20px;min-height:180px;border:1px solid #e0e9ee;transition:.25s;box-shadow:0 10px 28px rgba(6,29,56,.035)}
.service-card:hover{transform:translateY(-5px);border-color:#b7ded9;box-shadow:0 20px 42px rgba(6,29,56,.08)}
.service-card>span{font-size:.74rem;color:var(--teal);font-weight:900;letter-spacing:.08em}.service-card h3{font-size:1.02rem;line-height:1.25;margin:24px 0 5px;color:var(--navy)}.service-card p{font-size:.87rem;color:var(--muted);margin:0}

.legal{background:linear-gradient(130deg,#111b28,#172535 55%,#10213a);color:#fff;position:relative;overflow:hidden}
.legal::after{content:"";position:absolute;right:-120px;bottom:-200px;width:550px;height:550px;border-radius:50%;border:80px solid rgba(201,143,98,.08)}
.legal-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:65px;align-items:center;position:relative;z-index:2}
.legal-copy>p{color:#ced8e1;font-size:1.05rem;max-width:650px}.legal-pills{display:flex;flex-wrap:wrap;gap:10px;margin:25px 0}.legal-pills span{padding:9px 13px;border-radius:999px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);font-size:.86rem;color:#edf3f7}
.legal-closing{font-weight:800;color:#fff!important;margin:24px 0}
.visual-frame{margin:0;border-radius:28px;overflow:hidden;border:1px solid rgba(255,255,255,.18);box-shadow:0 30px 70px rgba(0,0,0,.22)}
.visual-frame img{width:100%;height:500px;object-fit:cover}

.future{background:#fff}.future-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:65px;align-items:center}.light-frame{box-shadow:var(--shadow);border-color:#e0e8ed}.light-frame img{height:490px}.future-copy p{color:var(--muted);font-size:1.05rem}

.cta-section{background:var(--paper)}
.cta-card{background:linear-gradient(120deg,var(--teal),#087873 75%);border-radius:32px;padding:52px;display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center;box-shadow:0 30px 80px rgba(0,159,149,.21);color:#fff;position:relative;overflow:hidden}
.cta-card::after{content:"";position:absolute;width:320px;height:320px;border-radius:50%;border:65px solid rgba(255,255,255,.09);right:-120px;top:-100px}.cta-card p{color:#def7f4;max-width:760px}.cta-actions{position:relative;z-index:2}

.gallery{background:#fff}.gallery-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.gallery-card{margin:0;border-radius:22px;overflow:hidden;box-shadow:var(--shadow);background:#eef4f6;border:1px solid #e0e7eb}.gallery-card img{width:100%;aspect-ratio:1/1.03;object-fit:cover;transition:.4s}.gallery-card:hover img{transform:scale(1.025)}

.contact{background:var(--paper)}
.contact-card{background:#fff;border-radius:30px;padding:38px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:35px;box-shadow:var(--shadow);border:1px solid #e0e9ee}
.contact-brand{display:flex;align-items:center;gap:18px}.contact-brand img{width:86px;height:86px;object-fit:cover;border-radius:22px;border:1px solid #e3e8eb}.contact-brand h2{font-size:2rem;margin:4px 0 0}.contact-details{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding:0 30px;border-left:1px solid #e2e9ed}.contact-details small{display:block;color:#7a8998;font-size:.72rem;text-transform:uppercase;letter-spacing:.08em}.contact-details strong,.contact-details a{color:var(--navy);font-weight:800}
.site-footer{background:#04172c;color:#c5d4df;padding:45px 0}.footer-grid{display:grid;grid-template-columns:1.1fr 1.4fr 1fr;gap:30px;align-items:start}.footer-brand,.footer-contact{display:flex;flex-direction:column;gap:5px}.footer-brand strong{color:#fff;font-size:1.15rem}.footer-links{display:flex;gap:18px;flex-wrap:wrap}.footer-links a{font-size:.88rem}.footer-links a:hover,.footer-contact a:hover{color:#5be0d3}
.floating-call{position:fixed;right:22px;bottom:22px;z-index:900;background:var(--teal);color:#fff;border-radius:999px;display:flex;align-items:center;gap:8px;padding:12px 18px;box-shadow:0 15px 35px rgba(0,159,149,.3);font-size:.9rem}.floating-call span{font-size:1.1rem}
.back-top{position:fixed;right:24px;bottom:82px;width:44px;height:44px;border:0;border-radius:50%;background:var(--navy);color:#fff;box-shadow:0 12px 30px rgba(6,29,56,.25);opacity:0;pointer-events:none;transform:translateY(10px);transition:.25s;z-index:850}.back-top.visible{opacity:1;pointer-events:auto;transform:none}
/* El contenido siempre es visible; las animaciones son una mejora opcional y nunca bloquean la página. */
.reveal{opacity:1;transform:none}
.reveal.visible{animation:rgFadeUp .62s ease both}
.delay-1.visible{animation-delay:.07s}.delay-2.visible{animation-delay:.14s}
@keyframes rgFadeUp{from{opacity:.72;transform:translateY(14px)}to{opacity:1;transform:none}}

@media (max-width:1080px){
  .main-nav{gap:14px;font-size:.82rem}.hero-grid{gap:35px}.services-grid{grid-template-columns:repeat(3,1fr)}
  .contact-card{grid-template-columns:1fr}.contact-details{border-left:0;padding:22px 0;border-top:1px solid #e2e9ed}.contact-btn{justify-self:start}
}
@media (max-width:860px){
  .section{padding:78px 0}.menu-toggle{display:block}.main-nav{position:fixed;top:82px;left:20px;right:20px;display:flex;flex-direction:column;align-items:stretch;gap:0;background:#fff;border:1px solid #dce5e9;border-radius:22px;padding:14px;box-shadow:var(--shadow);transform:translateY(-16px);opacity:0;pointer-events:none;transition:.25s}.main-nav.open{transform:none;opacity:1;pointer-events:auto}.main-nav a{padding:13px 14px;border-radius:12px}.main-nav a:hover{background:#f2f8f8}.nav-cta{text-align:center;margin-top:6px}.menu-toggle.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}.menu-toggle.active span:nth-child(2){opacity:0}.menu-toggle.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .hero{min-height:auto;padding-top:135px}.hero-grid,.split-grid,.req-grid,.legal-grid,.future-grid{grid-template-columns:1fr}.hero-copy{text-align:center}.eyebrow{justify-content:center}.hero-actions,.hero-contact{justify-content:center}.hero-visual{margin-top:30px}.floating-one{left:2%}.floating-two{right:2%}.hero-wave{display:none}
  .feature-grid,.regime-grid{grid-template-columns:1fr}.req-list{grid-template-columns:1fr 1fr}.services-grid{grid-template-columns:repeat(2,1fr)}.gallery-grid{grid-template-columns:1fr 1fr}.cta-card{grid-template-columns:1fr}.contact-details{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}
}
@media (max-width:600px){
  .container{width:min(calc(100% - 28px),var(--max))}.section{padding:64px 0}.nav-wrap{height:72px}.main-nav{top:72px}.brand img{width:48px;height:48px}.hero{padding:115px 0 70px}.hero h1{font-size:3.6rem}.hero-lead{font-size:1.15rem}.hero-actions{flex-direction:column}.btn{width:100%}.hero-contact{gap:14px;align-items:stretch}.hero-contact>div{width:100%;justify-content:center}.hero-card img{height:500px}.floating-card{position:static;margin:10px 0;max-width:100%;text-align:left}.hero-visual{display:block}.hero-card{width:100%;transform:none;margin-bottom:15px}.feature-card,.regime-card,.folder-card{padding:28px}.folder-card h3{font-size:4.1rem}.req-list,.services-grid,.gallery-grid,.contact-details,.footer-grid{grid-template-columns:1fr}.req-panel{padding:22px}.visual-frame img,.light-frame img{height:auto}.cta-card{padding:34px 24px}.contact-card{padding:25px}.contact-brand{align-items:flex-start}.contact-brand img{width:68px;height:68px}.floating-call{left:14px;right:14px;bottom:12px;justify-content:center}.back-top{right:17px;bottom:75px}.site-footer{padding-bottom:95px}.footer-links{flex-direction:column;gap:10px}.section-head{margin-bottom:35px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1!important;transform:none!important;transition:none!important}.btn,.service-card,.feature-card,.gallery-card img{transition:none!important}}